Still your home. Still your equity. Still your call.
Fee simple — the same ownership you'd have buying in any Christchurch suburb. No village. No body corporate. No exit fee.
Our difference
Three things set Elmbridge Mews apart.
You own it outright — fee simple title, full capital gains, no village. It's built well beyond the standard. And it keeps everything you love about a home, without the upkeep that eats your time.
Owned outright
A 45+ community, owned outright.
You're not signing into a village. You're buying a fee simple house. Your name goes on the title at LINZ, the bank registers any mortgage the standard way, and when you sell, every cent of equity — capital gains included — goes to you and your family, not back to a developer.
It shows in the everyday. When family visits, you're not asking permission. When you want to repaint the front door, you don't fill out a form. And when you choose to sell, you decide when, who to, and at what price.
The four big questions
The four things people ask about most.
01
You own the title
Fee simple. Your name goes on the title at LINZ, the bank registers any mortgage against it the normal way, and you have the same legal ownership as if you bought a standard suburban home.
02
You keep capital gains
Whatever the property appreciates over the years you live there is yours. You don't surrender it back to a manager. You can sell freely on the open market — proceeds, including gains, are yours.
03
No deferred management fee — ever
A "deferred management fee" — common in retirement villages — typically takes 20-30% of your capital. Elmbridge Mews has none. When you sell, your equity is intact and the gains are yours.
04
No occupation-right agreement
You're not licensed to occupy — you own, fee simple. Sell on the open market, pass it to your family, or hold it as long as you like. The one condition is the registered age covenant that keeps the community 45-plus.
What stays yours
Fee simple, with the village fee stack left behind.
The retirement-village playbook runs on six structural fees most buyers don't see until the small print. At Elmbridge Mews, every one of them is gone — so here's what stays with you:
- Fee simple title in your name — not a licence to occupy
- Every dollar of your equity on exit, including the 20-30% a village keeps as a deferred management fee
- Services on your terms — opt in to what you want, opt out of the rest
- Open-market resale, at your price, to the buyer you choose
- The full equity you leave to family, passed on intact
- Your own standalone fee simple title — no shared body corporate
In your own numbers
What does owning outright actually keep with you?
Move the sliders to your price and the years you'd stay. The calculator shows what you walk away with at Elmbridge Mews versus the same money in a typical retirement-village licence-to-occupy.
Built beyond the standard
Built well beyond the standard.
Raised 2.55 m ceilings and north-facing light. A Trendz kitchen with the full Bosch package. Heat-pump comfort in every home. Specified to a level most new builds never reach — so it feels generous the day you move in, and for years after.
The detail
Premium, down to the specifics.
The difference is in the build.
Designed to feel spacious
2.55m stud height and raised ceilings — brighter, more open, with a seamless indoor-outdoor flow to entertaining-friendly decking.
Kitchen & everyday living
Trendz kitchen with the full Bosch appliance package, a spacious walk-in pantry, Puremix water filtration, Tristone benchtops and Lazio stainless-steel sinks.
Comfort & ease
A Mitsubishi hi-wall heat pump in every home — with a 14kW ducted heat pump in Lots 23 and 24 — plus a private ensuite with frameless glass shower, generous walk-in wardrobes, and Hagley powder-coated aluminium joinery with an E-Lok digital entrance lock.
Landscaping & premium cladding
Premium Resene exterior cladding in timeless neutral tones, complemented by professionally designed landscaping from Craig at Form.
Attics & Double+ garages
Premium North Ridge Living Double+ garage designs with integrated attic storage and enhanced space for modern living — an additional level of practical storage.
Everything you love
Everything you love about a home. None of the upkeep.
A real second bedroom and a separate study. Walk-in pantry, dedicated laundry, a Double+ garage with attic storage. The space you'd never give up — on a single level, fully landscaped, that you can lock up and leave.
- Two bedrooms plus a separate study
- Walk-in pantry & dedicated laundry
- Double+ garage with attic storage
- Single level — no stairs
- Professionally landscaped, low-maintenance grounds
- Lock up and leave whenever you like